Fuel your daily business on demand with a credit line.

Made for growing businesses that need simple and affordable access to credit.

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Empower your business with a credit line

Get approved in as fast as one business day with Elevate Credit Line

Fast application and approval

No troublesome documents required.

Up to 55 days of interest-free credit

Fund your business with flexible cash flow.

Access a revolving line of credit with Elevate Credit Line

Spend your funds flexibly, your way

Spend via FAST transfer or Elevate Card.

Your growth, our credit line

Spend the funds via a FAST transfer or a debit card transaction, repay later.

Get approved for a credit line in as fast as 1 business day with Elevate Credit Line

Time is money. Get approved quickly.

We believe it shouldn't take long to access credit, so we made it fast. As fast as one business day.

Use the funds now, pay up to 55 days later with Elevate Credit Line. Boost your cash flow today.

Boost your business now, pay later

Seize growth opportunities, worry-free. Enjoy up to 55 days of interest-free cash.

Utilise your credit line easily via your account with Elevate Credit Line and Elevate Account

Credit at your virtual fingertips

Drawdown funds instantly, in any increment, into your Account. Then choose how to spend the funds - via FAST transfer or debit card.

Earn unlimited 1% cashback on your business expenses with Elevate Debit Card.

Spending your funds by card? Earn 1% cashback.

Make the most of the funds from your credit line with Elevate Card. Reap rewards while staying in control.

How Elevate Credit Line works

View, track and manage your credit line seamlessly via the Elevate app.

Apply online

Easily apply through Myinfo Business and get approved fast.

Drawdown funds

Fund your account and track your credit usage via the app.

Repay on time

Pay only for what you use and enjoy a revolving line of credit.

Icon - Earn cashback when you spend your credit line via your Elevate Debit Card

Earn 1% cashback

Earn rewards by utilising your credit via Elevate Debit Card.

Read the full testimonial here >

“I save about 15% of my time monthly on moving funds around. Before, we had to pull together funds stored in different places, but now I can just draw it down from a single platform.”

Zechariah David
Founder of Blockz Lab

Get started now!

Apply for an Elevate Credit Line.

Get started free

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Spend conveniently with your Cashback Card and earn 1% cashback on local and foreign transactions, no cap!

FAQs

What is Elevate Credit Line?

Elevate Credit Line is a credit line that is powered and provided by FS Capital Pte Ltd. Access additional funds, up to S$20,000, to improve your cash flow and scale your business. You are in full control of how much you want to draw down into your Elevate Account, at any time.

Who qualifies for the Elevate Credit Line?

The Elevate Credit Line is made for business owners and finance professionals looking for faster and more convenient access to funds. Whether you need to invest in more inventory or scale your business, improve your cash flow with Elevate.

Eligibility criteria:

You are at least 21 years of age
Your company (‘The Applicant’) must be Singapore registered business entities, Private limited companies or Limited Liability Partnerships (LLP)
You must be a registered partner or company director duly authorised to make this application on behalf of The Applicant
You must be a resident of Singapore with a valid Notice of Assessment

How much does it cost to apply?

Elevate Credit Line is free to apply.

View the full terms and conditions here.

How much does it cost to utilise the Elevate Credit Line?

Enjoy up to 55 days of interest-free credit, when you repay on time, each month.

A 2.5% interest fee and/or late fees will be charged if an outstanding balance is carried over to other billing cycles.

Disclaimer

Elevate Credit Line is provided by FS Capital Pte Ltd (“FSC”), who provides the credit line facility in accordance with the Elevate Credit Line Facility Terms and Conditions. Click here to learn more.

View all FAQs

Click here to view all Elevate FAQs